There are several ways to check on the status of your account.  You can check on your savings and loan balances, see when your payments are posted or just see the amount of dividends your money earns each month.

•  Online access:  Click the link to be taken to your sign-in page.  You will need your account number and PIN to login.  Your PIN is initially the last four numbers of your social security number.  You may be instructed to enter other information. 

  GO TO MY ACCOUNT       
•   Telephone access:  Call Teledata 24 at 1/866-841-2144. Enter access code 45, your account number and your PIN.  You can listen to your savings and loan balances.
• A real person: Call the credit union office at 713-640-0160.  The official credit union hours are 9:00 am to 3:00 pm, Monday through Friday except company observed holidays.  If your call goes to voice mail, PLEASE leave a message and your call will be returned as soon as possible.  If the manager is unavailable, you will be instructed how to contact someone who will be able to help you.  Other volunteers may handle the phones during sick days or vacations.

        If any information is confusing to you. please contact the credit union office for explanation or clarification.

Notice:  Furnishing Negative Information to Consumer Reporting Agencies

• We may report information about your account to credit bureaus
• Late payments, missed payments, or other defaults on your account may be reflected in your credit report

This notice has been provided to you as required by Section 217 of the Fair and Accurate Credit Transactions Act of 2003.

Your credit report gives lenders an idea of your financial responsibility.  Negative information on your report will yield a lower score.  You could:

• Be denied future credit
• Be offered lower credit limits
• Pay higher rates on the credit you receive

By making timely payments and paying at least the minimum, you insure that negative information won’t appear on your report.

CHECK YOUR CREDIT REPORT ANNUALLY

Protect your credit by obtaining your free credit report every year.  Identity theft is one of the major crimes that has surfaced in our electronic driven society.  By monitoring your report, you can be aware of any unauthorized changes and look for inaccurately reported information.

            Take advantage of this free offer. Credit bureaus are required to make available one free report per year.

TransUnion – 877-322-8228 – www.transunion.com

Equifax – 800-685-1111 – www.equifax.com

Experian – 888-397-3742 – www.experian.com

  You may be asked some questions about the accounts listed on your report to verify your identity.